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Landscaping Equipment FinancingCapital Partners

Programs · Used & private party

Used machines need more homework. We do it first.

Used and private-seller deals are common here. They raise two questions. Who owns the machine? What shape is it in? We also check for liens — a lien is someone else’s claim on the machine.
Buyer checking the engine of a used wheeled skid steer

Original AI illustration · unbranded · not a real customer or funded deal

Cartoon broker checking a serial plate on a used skid steer

Private sales

Check the serial. Check the title.

We collect serial numbers, photos and title papers. We look for liens. Not every private sale can be financed.

Original editorial illustration

Rows of track loaders, mini excavators and mowers on a dealer lot

Dealer used

Dealer used is easier to verify.

Dealers give invoices and serials. That makes your review faster.

Original AI illustration · unbranded · not a real customer or funded deal

Seller types

Two very different paths.

Dealer used

Dealer invoice, stock number, serial and hours. Usually the simpler path for funders.

Private party

Seller ID, bill of sale draft, serial photos, lien questions. Rules vary by lender. Some do not take them.

What we collect

Checks before the file moves.

  1. 01

    Serial / VIN photos

    Clear photos of plates and frame stampings, matched to the quote.
  2. 02

    Hours and condition

    Hour-meter photo and walkaround images. Labeled as provided by the seller.
  3. 03

    Ownership questions

    Who holds title? Is there an existing loan? Answers are labeled as stated.
  4. 04

    Lien search — your call

    We can note what the seller says. UCC and title searches are done by the lender or its vendor.
We never claim a machine is lien-free or UCC-clear. Those checks belong to the funder and its approved vendors.

Next step

Send us your credit box. We’ll only send files that fit it.

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