Programs · App-only
One short application. Only if you allow it.
App-only means a short application. The lender can still ask for papers. Small deals like a mower or trailer often fit. We use it only where your written rules say so.

Original AI illustration · unbranded · not a real customer or funded deal

App-only
One page. You still review.
App-only means a short application. It does not mean no credit check. Your team still decides.
Original editorial illustration

Typical ticket
Mowers, trailers, small tools.
These smaller deals move fast only when your program allows it.
Original AI illustration · unbranded · not a real customer or funded deal
Plain definitions
What ‘app-only’ means here.
It does mean
- A credit application plus a vendor quote or invoice.
- Within the funder’s stated app-only dollar limit.
- Borrower consent to share the application with one funder.
- Basic business verification that we can do up front.
It does not mean
- No credit check, or guaranteed approval.
- The lender can’t ask for more documents later.
- Every borrower or machine qualifies.
- ‘No-doc’ for any deal — only where a program allows it.
Typical flow
Three steps, one funder.
- 01
Short application + quote collected
- 02
Checked against your app-only limit and tiers
- 03
Sent to you only, with consent
Next step