Programs · Startups
Young businesses. Only the right lender.
Many new firms are run by owners with years on crews. Whether a lender takes startups varies by lender. We check your rules first.
Original AI illustration · unbranded · not a real customer or funded deal
New owners
New company. Real skills.
Many owners worked on crews for years first. We show that history. We do not hide the company age.
Original editorial illustration
First machine
Often one mower and one truck.
Startups usually buy small first. Down payment and time on crews help.
Original AI illustration · unbranded · not a real customer or funded deal
Factors we document
What a startup file needs to show.
| Factor | How we handle it | Status label |
|---|---|---|
| Time in business | Entity formation date checked against public records | Verified |
| Owner industry experience | Borrower’s description of prior work | Stated |
| Down payment | Amount the borrower says is available | Stated until proven |
| Personal credit | Pulled only by the lender, with consent | Lender only |
| Contracts or customers | Copies if the borrower provides them | Provided |
We do not run credit checks. Startup files go only to funders whose written program accepts startups, and only with borrower consent.
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